Utah Housing Corporation Single-Family Mortgage

Utah Housing Corporation

Available Down Payment

About This Program

Offers below-market interest rate mortgages to first-time homebuyers and qualified repeat buyers in Utah. Can be combined with FirstHome down payment assistance for maximum benefit.

Interest rate savings over life of loan can exceed $30,000

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Below-market interest rate mortgages
  • First-time and qualifying repeat buyers
  • Income limits vary by county (up to 115% AMI)
  • Can combine with down payment assistance
  • Must complete homebuyer education

How to Apply

Get free help applying Visit Official Program Page Track this program

(801) 902-8200

A grant-savvy contractor in Cottonwood Heights, UT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

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