Utah Housing FirstHome Assistance

Utah Housing Corporation

Available Down Payment

About This Program

Provides down payment and closing cost assistance for first-time homebuyers in Utah. Available as a forgivable second mortgage that forgives incrementally over 5 years of owner occupancy.

Average assistance is $10,000 for qualifying buyers

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $15,000 for down payment and closing costs
  • First-time homebuyer program
  • Forgivable over 5 years of occupancy
  • Income limits vary by county (up to 115% AMI)
  • Must complete homebuyer education course

How to Apply

Get free help applying Visit Official Program Page Track this program

(801) 902-8200

A grant-savvy contractor in Cottonwood Heights, UT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds last

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