Find grants, rebates, forgivable loans, and free programs for Cottonwood Heights, UT, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Cottonwood Heights, UT, with individual awards up to $126,526. 9 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program that reduces energy costs by improving home energy efficiency for low-income hou...
Provides down payment and closing cost assistance for first-time homebuyers in Utah. Available as a forgivable second mo...
Provides zero-interest, forgivable loans for major home repairs to eligible low-income homeowners in unincorporated Salt...
Offers rebates for energy-efficient home improvements including insulation, duct sealing, heat pumps, smart thermostats,...
Provides rebates for qualifying ductless or ducted heat pump installations. Air source heat pumps must meet ENERGY STAR ...
Natural gas efficiency rebates for furnaces, boilers, tankless water heaters, and programmable thermostats. Offers free ...
Provides rebates for residential solar photovoltaic installations in Salt Lake County. Incentive amount is based on syst...
Provides loans and grants to very-low-income homeowners in rural areas to repair, improve, or modernize their homes or r...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...
Helps veterans with certain service-connected disabilities adapt a family member's home or their own home to meet their ...
Provides free lead testing and abatement services for eligible Utah homes built before 1978 with children under age 6 or...
Provides emergency grants for urgent health and safety repairs for very low-income homeowners. Covers immediate threats ...
Provides grants and forgivable loans for home modifications that improve accessibility for residents with disabilities. ...
Provides minor home repair and modification services to help low-income seniors age 60 and older remain safely in their ...
Provides cost-sharing assistance for sewer lateral line repairs and replacements. Homeowners are responsible for their l...
Offers below-market interest rate mortgages to first-time homebuyers and qualified repeat buyers in Utah. Can be combine...
Federally funded program that helps low-income households pay heating and cooling bills. Also provides crisis assistance...
Provides comprehensive weatherization services at no cost to income-qualified Rocky Mountain Power customers. Services i...
Federal HOME funds used to provide rehabilitation assistance to low-income homeowners for major repairs and improvements...
Federal tax credit for residential solar photovoltaic systems equal to 30% of total system cost including equipment and ...
Reduces property taxes by up to 50% for Utah residents age 66 or older (or disabled) with household income below statuto...
Allows homeowners age 66+ to defer property taxes that exceed 4% of total household income. Deferred taxes plus 6% annua...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Cottonwood Heights, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Cottonwood Heights, 17 programs do not require repayment, 4 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.