Find grants, rebates, forgivable loans, and free programs for Crofton, MD, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Crofton, MD, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides emergency repair grants for owner-occupied homes in Anne Arundel County with income at or below 50% AMI. Covers...
Provides major home rehabilitation loans for owner-occupied households in Anne Arundel County with income at or below 80...
Federal WAP program administered by Maryland DHS provides free weatherization services to income-eligible households. Se...
Maryland's EmPOWER program provides rebates for comprehensive energy efficiency upgrades including insulation, air seali...
BGE offers rebates for installation of qualified electric heat pump systems, including air-source and ductless mini-spli...
Provides grants for residential solar PV installations in Maryland. Grant is $1,000 for systems up to 20 kW. Available i...
Maryland provides property tax credits to homeowners whose property taxes exceed a percentage of their gross income. Cre...
MDE provides free lead hazard reduction services for homes built before 1978 with children under 6 or pregnant women. Se...
Federal HAF program administered by Maryland DHCD provides mortgage payment assistance, property tax relief, and utility...
Provides grants for home accessibility modifications for Maryland residents with disabilities. Covers ramps, stair lifts...
Provides repair grants to senior homeowners (age 60+) in Anne Arundel County for critical home repairs. Covers electrica...
Federal grant for very low-income seniors (62+) in eligible rural areas to remove health and safety hazards. Loans up to...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...
Helps veterans with certain service-connected disabilities adapt a home to meet their needs. For veterans with blindness...
Provides cost-sharing assistance for repair or replacement of damaged private water or sewer laterals. County covers up ...
Provides free comprehensive energy efficiency upgrades to income-qualified BGE customers. Includes insulation, air seali...
Federal Mortgage Credit Certificate (MCC) available to Maryland Mortgage Program borrowers. Provides annual federal tax ...
Comprehensive home energy assessment and rebates for efficiency improvements. Includes free home energy audit, then reba...
State income tax credit equal to 20% of qualified rehabilitation expenses for certified historic structures. Minimum $5,...
Provides grants to upgrade conventional septic systems to nitrogen-removing Best Available Technology (BAT) systems. Hel...
Enhanced solar and battery storage grants for low-to-moderate income homeowners in Maryland. Up to $3,000 for solar PV, ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Crofton, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Crofton, 19 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.