Illinois Senior Citizens Real Estate Tax Deferral

Illinois Department of Revenue

Available Property Tax Relief

About This Program

Allows Illinois seniors age 65+ with household income under $65,000 to defer all or part of property tax increases on their principal residence. Tax payment deferred as a lien on the property, repaid when home is sold or transferred.

Defers property tax increases, typically saving $500-$2,000 annually

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Defers property tax increases for seniors 65+
  • Household income under $65,000
  • Must be principal residence
  • Deferred taxes become lien on property
  • Application deadline March 1 annually

How to Apply

A grant-savvy contractor in Crystal Lake, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications due March 1 annually

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