Find grants, rebates, forgivable loans, and free programs for Crystal, MN, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Crystal, MN, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 15 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides deferred, 0% interest loans for major home repairs to income-eligible homeowners statewide. No monthly payments...
Federal and state-funded program providing free energy efficiency improvements to income-qualified households. Services ...
State-funded lead hazard control for homes built before 1978 with children under age 6 or pregnant women. Services inclu...
Provides grants to income-eligible homeowners in Hennepin County for accessibility modifications such as ramps, grab bar...
CDBG-funded forgivable loan for major home repairs for owner-occupied homes in Crystal. Loan is forgiven over 5 years if...
Emergency grant for furnace replacement or major repair for income-qualified Crystal homeowners facing an immediate heat...
Low-interest loan program for Crystal homeowners to repair or replace failing private sewer laterals. Interest rate set ...
In-home energy visit providing instant rebates, energy-saving installations (LED bulbs, faucet aerators, pipe insulation...
Professional air conditioning tune-up and inspection by qualified contractor for $120 (after $60 Xcel rebate). Service i...
Rebate for installing qualifying air source heat pumps in Xcel Energy service territory. Rebate amount varies by system ...
Rebate for adding qualifying insulation in attics, walls, basements, or crawl spaces. Must meet minimum R-value requirem...
Free pickup and responsible recycling of old working refrigerators and freezers. Receive $75 per qualifying unit (up to ...
Incentive program for installing grid-connected solar PV systems. Incentive paid based on system performance over time. ...
Rebate for installing ENERGY STAR® certified natural gas furnaces with 95% AFUE or higher. Rebate amount varies by effic...
Rebate for installing ENERGY STAR® certified natural gas storage or tankless water heaters. Rebate varies by type and ef...
Rebate for purchasing and installing qualifying smart thermostats that control natural gas heating. Must be ENERGY STAR®...
Grants up to $27,500 (age 62+) and loans up to $40,000 (1% interest) for low-income homeowners in eligible rural areas t...
Helps veterans with certain service-connected disabilities buy, build, or modify a home to meet their accessibility need...
Helps veterans with certain service-connected disabilities adapt a family member's home or their own home for accessibil...
Connects senior homeowners with compatible housemates who can provide rent, companionship, or assistance with home maint...
Refunds part of property taxes or rent paid for qualifying Minnesota homeowners and renters. Higher refunds for seniors,...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Crystal, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Crystal, 14 programs do not require repayment, 2 are forgivable loans, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.