RIHousing FirstHomes Down Payment Assistance

Rhode Island Housing

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers purchasing in Rhode Island. Grant does not need to be repaid if borrower remains in home for five years. Must complete homebuyer education course.

Grant forgiven after 5 years of owner-occupancy; no repayment required

Key Details

  • Up to $7,500 for down payment and closing costs
  • Grant forgiven after 5 years
  • Must be first-time homebuyer
  • Income limits apply (varies by household size)
  • Homebuyer education required

How to Apply

Get free help applying Visit Official Program Page Track this program

(401) 450-1300

A grant-savvy contractor in Cumberland, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding availability

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