Find grants, rebates, forgivable loans, and free programs for Cypress, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Cypress, TX, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 15 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded program administered by TDHCA to reduce energy costs for low-income households through free weatherizat...
CDBG-funded emergency repair grants for Harris County homeowners facing critical health and safety issues including roof...
Forgivable loan for major home rehabilitation in Harris County for households at or below 80% AMI. Loan is forgiven afte...
Subsidized air conditioning tune-up service for CenterPoint Energy residential customers. Licensed technician performs 1...
Rebate for upgrading attic or wall insulation in existing homes served by CenterPoint Energy. Rebate amount varies by in...
Rebate for purchasing and installing a qualifying ENERGY STAR smart thermostat. Eligible models include Nest, Ecobee, Ho...
Property Assessed Clean Energy (PACE) financing for energy efficiency, renewable energy, and water conservation improvem...
Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize ho...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet adaptive needs. C...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. Sma...
Grant funding for accessibility modifications in owner-occupied homes where a disabled household member resides. Covers ...
Grant program for low to moderate income seniors age 60+ in Harris County to address critical home repair needs includin...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978. Priority given to hous...
Texas law exempts the added value of solar energy systems from property tax assessment. Homeowners installing solar pane...
HUD Community Development Block Grant Disaster Recovery funds administered by Texas GLO to help homeowners rebuild after...
Voluntary home acquisition program for properties in high-risk flood areas. County purchases home at fair market value, ...
Some Harris County Municipal Utility Districts and Water Control & Improvement Districts offer repair or replacement pro...
Federal HOME funds administered by TDHCA and local partners to rehabilitate owner-occupied homes for low-income househol...
Rebate for replacing an electric water heater with a qualified ENERGY STAR natural gas tankless or high-efficiency stora...
Texas homeowners age 65+ receive an additional $10,000 homestead exemption and a school tax ceiling freeze. Once qualifi...
Texas homeowners age 65+ or disabled may defer all property taxes on their homestead. Taxes accrue at 8% annual interest...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
25 programs are currently listed for Cypress, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Cypress, 19 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.