CalHFA Home Purchase Assistance

California Housing Finance Agency

Available Down Payment

About This Program

CalHFA offers low-interest first mortgages combined with down payment assistance programs for first-time homebuyers in California. Includes options for teachers, veterans, and extra credit score flexibility programs.

Down payment assistance of 3.5% of purchase price up to $7,000

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to $7,000
  • First-time homebuyer programs available
  • Income limits apply by county
  • Can be combined with FHA, VA, or conventional loans
  • Additional programs for teachers and veterans

How to Apply

Get free help applying Visit Official Program Page Track this program

(877) 922-5432

A grant-savvy contractor in Danville, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

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