Find grants, rebates, forgivable loans, and free programs for Dearborn, MI, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Dearborn, MI, with individual awards up to $126,526. 3 programs target seniors, 1 serves veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded rehabilitation program for owner-occupied homes in Dearborn requiring major repairs. Loan is forgiven after ...
Provides emergency grants for immediate health and safety hazards in owner-occupied homes. Covers emergency repairs that...
Provides grants for accessibility modifications to owner-occupied homes for residents with disabilities. Covers ramps, b...
Provides home repair grants for Dearborn seniors age 62 and older. Covers essential repairs and improvements that help s...
Assists homeowners with private sewer lateral repairs and replacements from the home to the public main. Forgivable loan...
Assists with replacement of private water service lines from the main to the home. Particularly important for older home...
Federally-funded weatherization program administered by the State of Michigan providing free energy efficiency improveme...
State-funded lead hazard control for homes built before 1978 where children under 6 reside or a child has elevated blood...
State tax credit to help low-income Michigan households pay for heating costs. Available to homeowners and renters who m...
Low-interest home improvement loan program for Michigan homeowners. Fixed interest rates and flexible terms for repairs,...
Free virtual or in-home energy assessment for DTE electric customers. Identifies energy-saving opportunities and may inc...
Rebates for DTE electric customers who install qualifying high-efficiency central air conditioners, air-source heat pump...
Rebate for DTE electric customers installing energy-efficient electric heat pump water heaters. Helps offset the cost of...
Rebates for DTE customers who add insulation to attics, walls, or crawl spaces. Must meet minimum R-value requirements a...
Free comprehensive energy efficiency upgrades for income-qualified DTE customers. May include insulation, air sealing, f...
Net metering program for DTE customers who install residential solar panels. Excess electricity generated is credited to...
Rebate for Consumers Energy customers installing qualifying air-source or geothermal heat pumps. Heat pumps provide both...
Emergency grants for Wayne County homeowners facing immediate health and safety issues. Covers emergency furnace replace...
HUD-funded lead hazard reduction program for Wayne County homes built before 1978. Priority for homes with children unde...
Federal program providing loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or ...
Grant for Veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers mo...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Dearborn, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Dearborn, 16 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.