Find grants, rebates, forgivable loans, and free programs for Decatur, GA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Decatur, GA, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that reduces energy costs by improving home efficiency through insulation, air sealing, HVAC tu...
Provides deferred-payment, zero-interest loans for necessary home repairs to income-eligible Georgia homeowners. Loan is...
Provides forgivable loans for major home repairs to low-income homeowners in Decatur. Loan is forgiven after 5 years of ...
Grant assistance for emergency repairs that pose immediate health or safety threats to very low-income Decatur homeowner...
Provides grants for ADA-compliant home modifications for Decatur residents with disabilities. Includes wheelchair ramps,...
Assists homeowners age 62+ with essential home repairs to allow aging in place safely. Grant covers minor to moderate re...
Provides matching grants to Decatur homeowners for sewer lateral repairs or replacement on private property. City matche...
Federal HOME program administered by DeKalb County provides forgivable loans for home rehabilitation to income-qualified...
HUD-funded statewide program removes lead-based paint hazards at no cost in pre-1978 homes with children under age 6. Se...
Georgia Power customers with approved rooftop solar installations receive bill credits for excess energy sent back to th...
Rebates for qualifying energy-efficient upgrades including HVAC systems, insulation, water heaters, and windows. Amounts...
Rebate for installation of qualifying high-efficiency electric heat pumps. System must meet minimum SEER2 and HSPF2 rati...
Rebates through certified natural gas marketers for high-efficiency natural gas furnaces, water heaters, and tankless wa...
Provides grants (age 62+, very low income) and low-interest loans to repair or improve rural homes to make them safe and...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...
Assists veterans with service-connected disabilities to adapt a family member's home where they reside. Covers modificat...
Assists income-qualified DeKalb County homeowners with water line repairs or replacement from the meter to the home. Red...
Provides rebates for construction or installation of tornado/severe storm safe rooms that meet FEMA P-361 standards. Pro...
Past CDBG-DR program for disaster recovery after federally declared disasters in Georgia. Provided grants for home repai...
Freezes property tax assessment for 8.5 years for owner-occupied homes in Decatur's historic districts that undergo appr...
Georgia state income tax credit for residential solar installations. Credit is 26% of total system cost, capped at $10,5...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Decatur, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Decatur, 17 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.