Find grants, rebates, forgivable loans, and free programs for Decatur, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Decatur, TX, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 0 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded program administered by TDHCA providing free weatherization services to income-qualified households in ...
USDA program providing loans up to $40,000 and grants up to $10,000 for very low-income homeowners in rural areas to rep...
Federally-funded HOME program administered by TDHCA provides home rehabilitation assistance to low-income owner-occupant...
Oncor offers rebates up to $200 for residential customers who have their air conditioning system professionally tuned up...
Oncor provides rebates for adding insulation to attics, walls, or floors. Rebate amounts vary based on R-value improveme...
Rebate for purchasing and installing a qualifying smart or programmable thermostat. Smart thermostats can reduce energy ...
Rebate program for Atmos Energy customers who install qualifying high-efficiency natural gas water heaters, including ta...
Rebate for Atmos Energy customers who install qualifying high-efficiency natural gas furnaces with AFUE rating of 95% or...
VA grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disab...
VA grant for veterans with certain service-connected disabilities to adapt a home to accommodate their disability. Eligi...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 where children under ag...
County program providing grants or low-interest loans to low- and moderate-income homeowners in Wise County for repair o...
HUD Community Development Block Grant Disaster Recovery funding administered by Texas GLO to repair homes damaged by fed...
Grant program for senior homeowners age 60+ in Wise County to address minor emergency repairs and safety hazards. Covers...
Rebate for installing qualifying high-efficiency electric heat pump systems. Rebate amounts vary based on SEER2 rating a...
Additional homestead exemption of at least $10,000 from home value for school district taxes for homeowners age 65 or ol...
Additional homestead exemption of at least $10,000 from home value for homeowners who qualify as disabled under Social S...
Texas state law exempts the added property value from solar energy devices from property taxation. Installing solar pane...
Federal tax credit worth 30% of the cost of installing solar panels and battery storage on your home. Credit reduces you...
Grant program to modify homes for residents with disabilities to improve accessibility and independence. Covers wheelcha...
City program providing emergency assistance for homeowners with failed or leaking private water service lines. Priority ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Decatur, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Decatur, 17 programs do not require repayment, 0 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.