Find grants, rebates, forgivable loans, and free programs for DeFuniak Springs, FL, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in DeFuniak Springs, FL, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 20 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides home rehabilitation grants to low-income owner-occupants in unincorporated Walton County and participating muni...
State Housing Initiatives Partnership program administered locally by Walton County to provide rehabilitation assistance...
Assists income-eligible homeowners in rehabilitating historic homes built before 1945 in the DeFuniak Springs Historic D...
Federally funded weatherization program that reduces energy costs for low-income households by improving home energy eff...
Rebate for Gulf Power customers who install qualifying high-efficiency heat pump systems. Rebate amounts vary by SEER ra...
Rebate for Gulf Power customers who add qualifying attic or wall insulation to their homes. Requires minimum R-value imp...
Rebate for Gulf Power customers who install ENERGY STAR certified heat pump water heaters, which use significantly less ...
Grants up to $7,500 for seniors (62+) and loans up to $27,500 for very low-income rural homeowners to repair, improve, o...
Emergency repair grants for elderly homeowners (62+) in Walton County facing urgent health and safety hazards. Expedited...
Provides accessibility modifications for low-income households with disabled residents, including ramps, widened doorway...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet adaptive needs. A...
Grant for veterans with certain service-connected disabilities to adapt a family member's home where the veteran resides...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under age...
Assists low-income homeowners with repair or replacement of failing sewer laterals from the home to the public sewer mai...
Emergency grant assistance for very low-income homeowners facing immediate roof failure or leaks posing health and safet...
Florida homeowners who install solar systems receive property tax exemption on the added home value plus sales tax exemp...
Federal investment tax credit worth 30% of the total cost of installing a residential solar energy system. Credit can be...
Federally funded program helping low-income households pay heating and cooling bills. Priority given to elderly, disable...
State-funded disaster recovery program activated after major hurricanes to assist homeowners with unmet repair needs not...
HUD Community Development Block Grant-Disaster Recovery program for homeowners with unmet hurricane recovery needs. Prov...
HUD HOME program providing forgivable loans for substantial rehabilitation of owner-occupied homes. Loan forgiven after ...
Down payment and closing cost assistance for first-time homebuyers in Florida. Provides a 30-year forgivable second mort...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for DeFuniak Springs, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In DeFuniak Springs, 20 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.