Find grants, rebates, forgivable loans, and free programs for Deming, NM, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Deming, NM, with individual awards up to $126,526. 7 programs target seniors, 3 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program administered by the state to reduce energy costs for income-eligible households....
State-funded program providing forgivable loans for major home repairs to owner-occupied homes. Loan is forgiven after 5...
CDBG-funded program providing forgivable loans for major home repairs to low-income, owner-occupied homes within Deming ...
Grant program for emergency home repairs posing immediate health or safety threats to very low-income, owner-occupied ho...
CDBG-funded grants for accessibility modifications to owner-occupied homes where a household member has a documented dis...
Grant assistance for low-income homeowners to repair or replace private sewer laterals connecting to the city main. Prev...
State-administered HUD grant to identify and remediate lead-based paint hazards in pre-1978 homes with children under ag...
Federal loans and grants for very low-income rural homeowners to repair, improve, or modernize their homes. Seniors 62+ ...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...
Grant for veterans with certain service-connected disabilities to adapt a home they or a family member live in. Availabl...
Energy efficiency rebates for members of Luna County Electric Cooperative. Includes rebates for heat pumps, water heater...
Rebate for installing qualifying high-efficiency air-source or mini-split heat pumps. Must meet minimum SEER and HSPF ra...
Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Available for systems place...
Federal HOME funds administered by the state for homeowner rehabilitation. Provides grants or forgivable loans for major...
County-funded program providing small grants for home repairs to low- and moderate-income seniors age 60+ in Luna County...
State tax credit for residential solar photovoltaic systems. Credit equals 10% of system cost up to $6,000. Can be combi...
Rebate for upgrading to an ENERGY STAR certified electric heat pump water heater. Available to Luna County Electric Coop...
Rebate for adding insulation to attics, walls, or crawl spaces to improve energy efficiency. Must meet minimum R-value r...
Property tax exemption for New Mexico residents age 65+ with income below $36,000 (married) or $30,000 (single). Additio...
State incentive program providing upfront rebates to reduce the cost of residential solar for low-income households. Inc...
Disaster recovery assistance for homeowners affected by federally declared disasters such as floods, wildfires, or sever...
Rebate for replacing old single-pane windows with ENERGY STAR certified windows. Must install minimum of 5 qualifying wi...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Deming, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Deming, 16 programs do not require repayment, 3 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.