Find grants, rebates, forgivable loans, and free programs for Denison, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Denison, TX, with individual awards up to $126,526. 4 programs target seniors, 3 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides home repair grants for owner-occupied households in Denison city limits with income at or below 80% AMI. Covers...
Federally funded weatherization program serving Denison through TDHCA. Provides free energy efficiency upgrades includin...
Grant program for very low-income homeowners age 62 or older in eligible rural areas near Denison to remove health and s...
Low-interest loan at 1% APR for very low-income homeowners in eligible rural areas near Denison to repair, improve, or m...
Grant for Veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Qualifyin...
Grant for Veterans with certain service-connected disabilities to adapt a home for independent living. Qualifying disabi...
Rebates for Oncor customers in Denison who install qualifying energy-efficient equipment including HVAC systems, insulat...
Rebate for Oncor customers who install qualifying high-efficiency heat pump systems. Rebate amount varies by SEER2 ratin...
Net metering program for Oncor customers who install distributed renewable generation systems including solar panels. Ex...
Rebate for Atmos Energy natural gas customers in Denison who install qualifying high-efficiency natural gas furnaces wit...
Rebate for Atmos Energy customers who install qualifying natural gas tankless water heaters with Energy Factor of 0.90 o...
Federal HOME funds administered by TDHCA for homeowner rehabilitation in Texas. Provides grants or deferred/forgivable l...
HUD-funded lead hazard control program for Texas homes built before 1978 with children under 6 years old. Services inclu...
CDBG-funded grant for accessibility modifications to owner-occupied homes in Denison where a household member has a docu...
Forgivable loan program for owner-occupied residential properties in Denison with failing sewer lateral lines. Loan is f...
Forgivable loan program for owner-occupied residential properties in Denison with failing water service lines from the m...
Additional $10,000 homestead exemption for Texas homeowners age 65 or older in Grayson County. Reduces taxable value of ...
Additional $10,000 homestead exemption for Texas homeowners with a qualifying disability in Grayson County. Requires cer...
Partial or full property tax exemption for disabled Texas veterans in Grayson County based on VA disability rating. Rang...
Federal income tax credit equal to 30% of the cost of installing a residential solar energy system. Credit applies to so...
Texas law exempts the added property value from solar energy systems from property taxes. Installing solar panels will n...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Denison, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Denison, 17 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.