Maryland Mortgage Program (MMP)

Maryland Housing Finance Authority

Available Down Payment

About This Program

Below-market interest rate mortgages and down payment assistance for first-time homebuyers in Maryland. Includes options for teachers, public safety officers, and veterans.

Down payment assistance varies; typically 3-5% of purchase price

Key Details

  • Below-market rate mortgages for first-time buyers
  • Down payment and closing cost assistance available
  • Income limits vary by county (approx. 115% AMI)
  • Purchase price limits apply
  • Special programs for teachers, veterans, public safety

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 638-7781

A grant-savvy contractor in Denton, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding availability

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