Find grants, rebates, forgivable loans, and free programs for Denton, TX, filtered to your situation.
As of June 2026, 34 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Denton, TX, with individual awards up to $200,000. 7 programs target seniors, 3 serve veterans, and 17 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 9 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free weatherization services to income-eligible households in Denton County. Reduces ...
HUD-funded program to identify and remove lead-based paint hazards in homes built before 1978 with children under age 6....
CDBG-funded program providing major home repairs for low-income owner-occupied households within Denton city limits. Loa...
Provides grants for accessibility modifications to owner-occupied homes in Denton for residents with disabilities. Cover...
USDA program offering low-interest loans up to $40,000 and grants up to $10,000 for very-low-income homeowners in eligib...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...
Helps veterans with certain service-connected disabilities adapt a family member's home or their own home to meet disabi...
Rebate for DME customers who install qualifying high-efficiency electric heat pumps. Rebate amount varies based on syste...
Rebate for DME customers who add qualifying insulation to attics, walls, or crawl spaces. Helps reduce heating and cooli...
Rebate for DME customers who install qualifying residential solar photovoltaic systems. Incentive is based on system cap...
Rebate for DME customers who install ENERGY STAR certified heat pump water heaters. These units are significantly more e...
Rebate for Atmos Energy natural gas customers in Denton who install qualifying high-efficiency natural gas furnaces (95%...
Rebate for Atmos Energy natural gas customers who install qualifying tankless (on-demand) natural gas water heaters with...
Low-interest home improvement loan program for qualifying Texas homeowners. Available through participating lenders stat...
CDBG grant program for Denton homeowners age 62 and older to address critical health and safety repairs. Priority given ...
Cost-sharing program to help Denton homeowners repair or replace damaged water and sewer lateral lines on private proper...
Emergency grant for low-income Denton homeowners facing immediate sewer line failure or backup that poses health and saf...
HUD CDBG-DR funded program activated after presidentially-declared disasters to help Texas homeowners repair, rebuild, o...
Low-interest home improvement loan for eligible Texas veterans and active-duty military members. Competitive rates and f...
Forgivable loan program for low-income homeowners in Denton facing foundation or major structural issues caused by soil ...
Rebate for DME customers who complete a professional home energy audit. Audit identifies energy waste and provides prior...
Rebate for DME customers who purchase and install qualifying ENERGY STAR certified smart thermostats. Smart thermostats ...
Grant program to replace inefficient or damaged windows in owner-occupied homes in Denton. Priority given to homes with ...
HUD HOME-funded program providing grants and forgivable loans for substantial rehabilitation of owner-occupied housing i...
Grant program for low-income Denton County homeowners with failing on-site sewage systems (septic). Helps repair or repl...
EPA-funded program to identify and replace lead service lines in Denton's water system at no cost to property owners. Pr...
Matching grant for owners of designated historic properties or properties in Denton's historic districts. Funds exterior...
Rebate for DME customers who plant qualifying shade trees on the west or south side of their home. Strategic tree placem...
Grant for low-income Denton homeowners to upgrade outdated or unsafe electrical panels and wiring. Addresses fire hazard...
Provides heating and cooling assistance to income-eligible Texas households through local service providers. Includes cr...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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34 programs are currently listed for Denton, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Denton, 19 programs do not require repayment, 3 are forgivable loans, and 9 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.