Find grants, rebates, forgivable loans, and free programs for Derry, NH, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Derry, NH, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 13 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
NHHFA offers affordable mortgage products with competitive rates and down payment assistance for first-time and income-e...
HUD-funded program that provides free lead hazard assessment and remediation for income-qualified homes built before 197...
Liberty Utilities customers in Derry receive rebates for energy-efficient heating systems, heat pumps, water heaters, in...
Eversource electric customers in Derry qualify for rebates on air source and ductless heat pumps, insulation, windows, a...
USDA provides low-interest loans and grants to very-low-income homeowners in eligible rural areas near Derry to repair o...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their adaptive needs, inclu...
VA grant for veterans with qualifying service-connected disabilities to make adaptations to their home for independent l...
Provides an 8% discount on electric bills for income-eligible households served by Eversource or Liberty Utilities. Auto...
Provides forgivable loans for major home repairs and accessibility improvements to low-income homeowners. Loan is forgiv...
Allows eligible seniors age 65+ or permanently disabled residents to defer annual property taxes as a lien against their...
Rebates for air-source and ductless heat pumps, including whole-home systems and mini-splits. Available to all NHSaves p...
Rebate for residential solar PV installations through NH utility programs. Incentive varies by system size and installer...
Helps seniors and people with disabilities make home modifications to age in place safely, including grab bars, ramps, s...
HUD Community Development Block Grant program administered by Rockingham Planning Commission for major home repairs in e...
Federal program providing rent and utility assistance to households impacted by COVID-19. Covers past-due and future ren...
Rebates for high-efficiency water heaters including heat pump water heaters, tankless gas units, and ENERGY STAR electri...
Low-interest loan program for homeowners needing to repair or replace failing septic systems. Interest rate 2% fixed, 10...
Local fire departments provide and install free smoke detectors, carbon monoxide detectors, and other fire safety equipm...
State-administered disaster recovery program activated following federally declared disasters. Provides grants and forgi...
Rebates covering up to 50% of insulation and air sealing project costs for NHSaves customers. Includes attic, wall, base...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Derry, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Derry, 13 programs do not require repayment, 3 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.