Home Improvement Grants in Desert Hot Springs.

Find grants, rebates, forgivable loans, and free programs for Desert Hot Springs, CA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Desert Hot Springs, CA, with individual awards up to $150,000. 5 programs target seniors, 2 serve veterans, and 9 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $35,000

Desert Hot Springs CDBG Housing Rehabilitation Program

Provides major home repairs and rehabilitation for owner-occupied homes in Desert Hot Springs for households at or below...

Home Repair
Up to $10,000 grant

Desert Hot Springs Emergency Home Repair Grant

Emergency repair grants for owner-occupied homes in Desert Hot Springs where immediate health or safety hazards exist. P...

Emergency
Grant up to $15,000

Desert Hot Springs ADA Home Modification Grant

Provides accessibility modifications for owner-occupied homes in Desert Hot Springs where a resident has a documented di...

Seniors & Disability
Up to $8,000 in weatherization services

Riverside County Weatherization Assistance Program (WAP)

Federally funded weatherization program providing free energy efficiency improvements for income-qualified households in...

Weatherization
Up to $9,500 in weatherization

California State Weatherization Program

California's Low-Income Weatherization Program provides free energy efficiency upgrades to reduce utility bills for qual...

Weatherization
Up to $3,500 rebate

Southern California Edison AC Replacement & Tune-Up Rebates

SCE offers rebates for central air conditioning system replacement with high-efficiency units (SEER2 16+) and AC tune-up...

Energy
Up to $3,175 rebate

Southern California Edison Heat Pump Water Heater Rebate

SCE provides rebates for installing ENERGY STAR certified heat pump water heaters to replace electric resistance or natu...

Energy
Varies by system size

Southern California Edison Solar Equipment & Storage Incentive

SCE offers net energy metering (NEM) credits and Self-Generation Incentive Program (SGIP) rebates for solar photovoltaic...

Solar/Renewable
Up to $1,500 rebate

Southern California Edison EV Charging Rebate

SCE's Charge Ready program offers rebates for Level 2 electric vehicle charging equipment and installation at residentia...

Energy
Free energy upgrades

Southern California Edison Energy Savings Assistance Program

Free energy-saving home improvements for income-qualified SCE customers in Desert Hot Springs, including weatherization,...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

USDA grants up to $10,000 for very low-income homeowners age 62+ to repair or remove health and safety hazards in eligib...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest (1%) loans up to $40,000 for very low-income homeowners in Desert Hot Springs to repair, improve, or modern...

Home Repair
Free lead hazard removal

California Lead Hazard Reduction Program

State-funded program to reduce lead-based paint hazards in California homes built before 1978 where children under 6 res...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to adapt or purchase a specially adapted home. Covers ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt a family member's home where they reside. Cov...

Veterans
Up to $500 per year

Riverside County Senior Home Repair & Maintenance

Provides minor home repair and maintenance services for low-income seniors age 60+ in Riverside County, including Desert...

Seniors & Disability
Up to 20% of home price

CalHFA First-Time Homebuyer Dream for All Down Payment Assistance

CalHFA provides down payment assistance loans equal to 20% of the home purchase price for first-time homebuyers in Deser...

Homebuyer
Up to $10,000 or 3.5% of sales price

CalHFA Extra Credit Teacher and Public Employee Down Payment Assistance

Down payment assistance for California teachers and public service employees purchasing a home in Desert Hot Springs. Pr...

Homebuyer
Up to 3.5% of sales price

CalHFA Zero Interest Program (ZIP) Down Payment Assistance

Zero-interest subordinate loan of up to 3.5% of the home purchase price for first-time homebuyers in Desert Hot Springs....

Homebuyer
Forgivable loan up to $50,000

Riverside County HOME Investment Partnerships Rehabilitation Program

Federal HOME funds for substantial rehabilitation of owner-occupied homes in unincorporated Riverside County and partici...

Home Repair
Up to $3,000 seismic retrofit grant

California Earthquake Brace + Bolt Program

Grants up to $3,000 to retrofit older homes in earthquake-prone areas of California, including Desert Hot Springs. Cover...

Disaster

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

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Grant-Approved Contractors in Desert Hot Springs

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Desert Hot Springs, CA?

25 programs are currently listed for Desert Hot Springs, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Desert Hot Springs have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Desert Hot Springs, 16 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Desert Hot Springs?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.