Find grants, rebates, forgivable loans, and free programs for Dover, NJ, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Dover, NJ, with individual awards up to $150,000. 4 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal and state-funded program that provides free energy efficiency improvements to income-eligible households. Servic...
Low-interest home improvement loans for owner-occupied properties in New Jersey. Funds can be used for repairs, renovati...
Provides free lead-based paint hazard reduction services for eligible homes built before 1978 where children under age 6...
Provides comprehensive home rehabilitation assistance to low- and moderate-income Dover homeowners. Loan is forgiven aft...
Provides emergency repair grants for Dover homeowners facing urgent health and safety issues. Grant does not require rep...
Provides accessibility modifications for Dover homeowners with disabilities. Grant covers ramps, widened doorways, acces...
Provides home repair grants to Dover senior homeowners age 62+ to address health, safety, and accessibility issues. Gran...
Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes o...
Helps veterans with certain service-connected disabilities purchase, build, or modify a home to accommodate their disabi...
Helps veterans with certain service-connected disabilities adapt a home to meet their needs. Grant can be used for modif...
Provides rebates and incentives for comprehensive home energy efficiency upgrades including insulation, air sealing, and...
Offers rebates for installation of energy-efficient air-source and ground-source heat pumps. Rebates vary based on equip...
Provides Solar Renewable Energy Certificates (SRECs) and other incentives for residential solar installations. Homeowner...
Offers rebates for high-efficiency natural gas heating equipment including furnaces, boilers, and water heaters. Equipme...
Assists income-eligible Dover homeowners with repair or replacement of water and sewer lateral lines on private property...
Provides deferred payment loans for home repairs to low- and moderate-income Morris County homeowners. Loan is interest-...
Provided disaster recovery assistance to homeowners affected by Superstorm Sandy and Hurricane Irene. Funded reconstruct...
Provides assistance with home heating costs for income-eligible New Jersey households. Grant amount varies based on hous...
Provides monthly electric and natural gas bill credits to income-eligible New Jersey households. Credits are applied dir...
Provides free comprehensive energy efficiency improvements to income-eligible households including insulation, air seali...
Federal HOME funds administered by Morris County for comprehensive home rehabilitation. Provides grants and deferred loa...
Provides property tax reimbursement to eligible senior citizens and disabled persons. Reimburses the difference between ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Dover, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Dover, 18 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.