CalHFA MyHome Assistance Program

California Housing Finance Agency

Available Down Payment

About This Program

Down payment assistance loan equal to 3.5% of the purchase price or appraised value (whichever is less) for first-time homebuyers purchasing in California. Silent second mortgage with no monthly payment, forgiven after 3 years.

3.5% down payment assistance; typical $700k home = $24,500 assistance

Data last verified 2026-06-09. How we verify our data.

Key Details

  • 3.5% down payment assistance
  • For first-time homebuyers
  • Silent second mortgage, no monthly payment
  • Forgiven after 3 years
  • Must use CalHFA first mortgage

How to Apply

A grant-savvy contractor in Duarte, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

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