Home Improvement Grants in Dumas.

Find grants, rebates, forgivable loans, and free programs for Dumas, TX, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Dumas, TX, with individual awards up to $126,526. 8 programs target seniors, 3 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $35,000 grant

City of Dumas Owner-Occupied Housing Rehabilitation Grant

CDBG-funded grant for major home repairs and rehabilitation for income-qualified homeowners in Dumas city limits. Covers...

Home Repair
Up to $8,500 grant

Dumas Emergency Home Repair Program

Provides immediate repairs for emergency conditions posing threats to health and safety in owner-occupied homes. Priorit...

Emergency
Up to $8,000 in weatherization services

Texas Weatherization Assistance Program (WAP) - Panhandle

Federally funded weatherization services for income-qualified households in Moore County. Provides insulation, air seali...

Weatherization
Up to $1,200 in rebates

Xcel Energy Home Energy Rebates

Rebates for residential customers who install qualifying energy-efficient equipment including central AC, furnaces, heat...

Energy
$30 discounted tune-up

Xcel Energy AC Tune-Up

Discounted air conditioner tune-up by qualified HVAC contractor to improve cooling efficiency and reduce summer energy b...

Energy
Up to $800 rebate

Xcel Energy Heat Pump Rebate

Rebate for residential customers who install qualifying high-efficiency electric heat pumps. Rebate amount varies by sys...

Energy
Up to $500 rebate

Xcel Energy Insulation Rebate

Rebate for adding insulation to attics, walls, or floors in electrically heated homes. Insulation must meet minimum R-va...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan (1% fixed rate) for very low-income homeowners in rural areas to repair, improve, or modernize their h...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant for very low-income homeowners age 62 or older to remove health and safety hazards in rural homes. No repayment re...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their needs. Covers a...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make adaptations to a family member's home where the v...

Veterans
Up to $50,000 forgivable loan

Texas HOME Investment Partnerships Program

Federally funded HOME program providing forgivable loans for major home rehabilitation for low-income homeowners. Loan i...

Home Repair
Up to $15,000 grant

Texas Accessibility Modification Program

Grant program for low-income homeowners with disabilities to make their homes accessible. Covers wheelchair ramps, bathr...

Seniors & Disability
Up to $1,400 annual utility assistance

Texas Energy Assistance Program (CEAP)

Federally funded energy assistance (LIHEAP) for low-income households to help pay heating and cooling bills. Priority gi...

Energy
Up to $5,000 grant/loan

Dumas Sewer Lateral Repair Assistance

Financial assistance for low-income homeowners to repair or replace damaged sewer lateral lines connecting the home to t...

Home Repair
Up to $3,500 assistance

Dumas Water Service Line Replacement Assistance

Financial assistance for low-income homeowners to replace damaged or lead water service lines connecting the home to the...

Home Repair
100% property tax exemption on added value

Texas Solar and Wind Property Tax Exemption

State law exempts the added property value from solar panel or wind energy device installations from property taxes. Hom...

Solar/Renewable
30% tax credit on solar installation

Federal Residential Solar Tax Credit (ITC)

Federal tax credit worth 30% of the cost of installing solar panels on a residential property. Covers equipment and inst...

Solar/Renewable
Partial to total property tax exemption

Texas Disabled Veteran Property Tax Exemption

Property tax exemption for disabled veterans in Texas based on VA disability rating. 100% disabled veterans receive tota...

Property Tax Relief
Additional $10,000 homestead exemption

Texas Over-65 Homestead Tax Exemption

Additional $10,000 homestead exemption for homeowners age 65 or older in Moore County, plus a school tax ceiling that fr...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Dumas

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Frequently asked questions

What home improvement grants are available in Dumas, TX?

24 programs are currently listed for Dumas, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Dumas have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Dumas, 17 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.

How do I apply for home repair grants in Dumas?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.