Find grants, rebates, forgivable loans, and free programs for Durango, CO, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Durango, CO, with individual awards up to $200,000. 4 programs target seniors, 2 serve veterans, and 16 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides free weatherization services to income-qualified Colorado households to reduce energy costs. Services include i...
CDBG-funded program providing forgivable loans for major home repairs to owner-occupied homes in Durango city limits. Lo...
Provides down payment and closing cost assistance to first-time homebuyers in Colorado. Offers low-interest mortgages an...
Rebate for LPEA members who install qualifying air-source or ground-source heat pumps. Rebate amounts vary by system typ...
Rebate for LPEA members who add insulation to attics, walls, or floors. Rebate amount based on square footage and R-valu...
Rebate for LPEA members who install heat pump water heaters or other high-efficiency electric water heating systems. Reb...
Rebate for LPEA members installing residential solar photovoltaic systems. Rebate is based on system size ($/watt). Must...
Low-interest loans and grants for very low-income homeowners in eligible rural areas (including parts of La Plata County...
Grant for veterans with certain service-connected disabilities to construct or modify a home to meet their needs. Eligib...
Grant for veterans with certain service-connected disabilities to adapt a home. Eligible disabilities include blindness ...
HUD-funded program to identify and reduce lead-based paint hazards in homes built before 1978 where children under 6 res...
Rebate for LPEA members installing Level 2 electric vehicle charging equipment at residential locations. Rebate covers p...
Grant program for low-income seniors age 60+ in La Plata County to address minor home repairs and accessibility modifica...
CDBG-funded grant for owner-occupied homes in Durango city limits where a household member has a disability. Funds acces...
Low-interest loan program for Durango property owners to repair or replace failing private sewer laterals. Loan is repai...
Cost-share program for Durango water customers replacing aging or lead water service lines. City covers 50% of cost up t...
Competitive grant program for preservation, restoration, and rehabilitation of significant historic resources in Colorad...
Grant program for Colorado homeowners to make accessibility modifications for household members with disabilities. Cover...
Cost-share grant for La Plata County property owners to conduct wildfire mitigation work on their properties. Funds help...
Rebate program for Durango-area residents making energy-efficiency improvements. Rebates available for insulation, air s...
Federal tax credit for homeowners installing solar photovoltaic systems, solar water heaters, or battery storage. Credit...
Property tax exemption for Colorado seniors age 65+ who have owned and occupied their home as primary residence for 10 c...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Durango, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Durango, 16 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.