OHFA Down Payment Assistance

Oklahoma Housing Finance Agency

Available Down Payment

About This Program

Down payment and closing cost assistance for qualified homebuyers in Oklahoma. Available as a second mortgage with affordable terms. Must use OHFA first mortgage or approved lender. Income and purchase price limits apply.

Assistance amount up to maximum, structured as affordable second mortgage

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $7,500 for down payment and closing costs
  • Available to first-time and repeat buyers
  • Must use OHFA-approved lender
  • Income and purchase price limits apply
  • Second mortgage with affordable terms

How to Apply

Get free help applying Visit Official Program Page Track this program

(405) 419-8100

A grant-savvy contractor in Durant, OK can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

Questions about this program?

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