North Carolina Housing Finance Agency
Down payment assistance for first-time homebuyers purchasing in North Carolina. Provides up to 5% of the loan amount (max $8,000) as a forgivable second mortgage. Combined with competitive 30-year fixed interest rates.
Down payment assistance as forgivable second mortgage
Deadline: Ongoing through approved lenders
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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