Find grants, rebates, forgivable loans, and free programs for East Ridge, TN, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in East Ridge, TN, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
State-funded weatherization program that reduces energy costs through insulation, air sealing, heating system improvemen...
Low-interest loans for major home repairs and improvements for moderate-income homeowners in Tennessee. Loans feature be...
HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes where children under age 6 resid...
Provides grants up to $10,000 for homeowners age 62+ to remove health and safety hazards, or low-interest loans up to $4...
VA grant to help veterans with certain service-connected disabilities adapt or purchase a home to accommodate their disa...
VA grant for veterans with certain service-connected disabilities to adapt their home for independent living. Covers mod...
Forgivable loans for substantial rehabilitation of owner-occupied homes for income-qualified households. Loan is forgive...
Grant program for East Ridge homeowners with disabilities to make accessibility modifications to their homes. Covers whe...
Grant program specifically for East Ridge homeowners age 62 and older to make essential home repairs and safety improvem...
Assists homeowners with the cost of repairing or replacing private sewer lateral lines from home to public main. Low-inc...
Rebates for EPB residential electric customers who install qualifying high-efficiency electric heat pumps. Rebate amount...
Rebates for EPB customers who install qualifying energy-efficient electric or heat pump water heaters. Rebate amounts va...
Rebates for EPB customers who add qualifying insulation to attics, walls, or floors. Rebate based on amount and type of ...
Rebate for EPB customers who install qualifying smart thermostats that help reduce energy use through automated temperat...
Professional home energy assessment by EPB Energy Pros to identify energy-saving opportunities. Includes blower door tes...
Federal Investment Tax Credit (ITC) provides 30% tax credit for residential solar installations. TVA also offers incenti...
Low Income Home Energy Assistance Program helps eligible households pay heating and cooling costs. Priority for househol...
Emergency energy assistance for households facing utility disconnection, lack of fuel, or heating/cooling system failure...
Property tax relief for homeowners age 65 or older with total annual income below state threshold. Eligible homeowners m...
Property tax relief for disabled homeowners with total annual income below state threshold. Must have a total and perman...
Provides funding to reduce or eliminate long-term risk of flood and other natural disaster damage to homes. Available af...
Tax credits for substantial rehabilitation of certified historic homes. Tennessee offers 25% state tax credit plus 20% f...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for East Ridge, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In East Ridge, 17 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.