Harford County First-Time Homebuyer Program

Harford County Office of Community & Economic Development

Waitlist Down Payment

About This Program

Provides forgivable down payment and closing cost assistance to first-time homebuyers purchasing in Harford County. Loan is forgiven after 5 years of occupancy. Income and purchase price limits apply.

Forgivable loan for down payment and closing costs, no repayment after 5 years

Key Details

  • Forgivable loan up to $15,000
  • For down payment and closing costs
  • Must be first-time homebuyer
  • Income at or below 80% AMI required
  • Forgiven after 5 years of occupancy

How to Apply

A grant-savvy contractor in Edgewood, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Check for availability

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