Home Improvement Grants in Edmonds.

Find grants, rebates, forgivable loans, and free programs for Edmonds, WA, filtered to your situation.

As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Edmonds, WA, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 10 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 23 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Washington State Weatherization Assistance Program

Free weatherization services for income-qualified households including insulation, air sealing, heating system upgrades,...

Weatherization
Forgivable loan up to $35,000

Edmonds Owner-Occupied Housing Rehabilitation

CDBG-funded forgivable loans for major home repairs and accessibility improvements for income-qualified owner-occupied h...

Home Repair
Up to $15,000 grant

Edmonds Home Accessibility Modification Grant

CDBG grant for accessibility modifications including wheelchair ramps, bathroom grab bars, widened doorways, and other A...

Seniors & Disability
Up to $10,000 grant

Edmonds Emergency Home Repair Grant

Emergency grant for critical health and safety repairs in owner-occupied homes in Edmonds. Addresses immediate hazards s...

Emergency
Up to $2,500 rebate

Snohomish County PUD Heat Pump Rebate

Rebate for qualifying ductless or ducted heat pump installations in Snohomish PUD electric service territory. Higher reb...

Energy
Up to $1,200 rebate

Snohomish PUD Heat Pump Water Heater Rebate

Rebate for purchasing and installing an electric heat pump water heater in Snohomish PUD service territory. Income-quali...

Energy
Up to $500 in rebates

Snohomish PUD Energy Efficiency Rebates

Rebates for insulation, air sealing, energy-efficient windows, and smart thermostats in Snohomish PUD electric service t...

Weatherization
Federal tax credit + streamlined permitting

Snohomish PUD Solar Express Program

Streamlined permitting and interconnection for residential solar installations in Snohomish PUD service area. Homeowners...

Solar/Renewable
Low-interest loan up to $15,000

Edmonds Side Sewer Repair Program

Low-interest loan program for repair or replacement of private side sewer lines in Edmonds. Repaid through utility bill ...

Home Repair
Free lead hazard assessment and remediation

Washington State Lead-Based Paint Hazard Control

State-funded lead hazard control for homes built before 1978 with children under age 6 or pregnant women. Free testing, ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans for very low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Edmond...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants for very low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards. Edmonds city ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase an adapted home. Covers modification...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make adaptations to their home. Smaller adaptation gra...

Veterans
Down payment assistance varies

Washington State Housing Finance Commission Home Advantage

State-backed low-interest home loans and down payment assistance for first-time homebuyers in Washington. Available in E...

Homebuyer
Property tax exemption

Washington Senior Citizen / Disabled Property Tax Exemption

Property tax exemption for seniors age 61+, disabled individuals, or disabled veterans in Snohomish County including Edm...

Property Tax Relief
Full property tax deferral available

Washington Property Tax Deferral Program

Allows qualifying seniors, disabled persons, and others with limited income to defer property taxes. The state pays taxe...

Property Tax Relief
Varies by project

Snohomish County HOME Investment Partnerships

Federal HOME funds administered by Snohomish County for housing rehabilitation, homebuyer assistance, and affordable hou...

Home Repair
Grant up to $1,500

Snohomish County Aging & Disability Services Home Safety Grants

Small grants for minor home safety modifications for seniors and people with disabilities in Snohomish County including ...

Seniors & Disability

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Frequently asked questions

What home improvement grants are available in Edmonds, WA?

23 programs are currently listed for Edmonds, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Edmonds have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Edmonds, 16 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.

How do I apply for home repair grants in Edmonds?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.