Home Improvement Grants in Egg Harbor.

Find grants, rebates, forgivable loans, and free programs for Egg Harbor, NJ, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Egg Harbor, NJ, with individual awards up to $150,000. 4 programs target seniors, 3 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants20Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates1Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per household

New Jersey Weatherization Assistance Program

Federally funded program that provides free energy efficiency improvements to income-eligible households. Services inclu...

Weatherization
Up to $50,000 loan

NJHMFA Housing Rehabilitation Loan

Low-interest loans for owner-occupants to make necessary repairs and improvements to existing homes. Funds can be used f...

Home Repair
Free lead hazard removal

New Jersey Lead Hazard Abatement Program

Free lead-based paint hazard reduction services for income-eligible households in homes built before 1978 with children ...

Home Repair
Up to $8,000 in combined rebates

Atlantic City Electric Home Energy Efficiency Rebates

Rebates for qualifying energy efficiency improvements including heat pumps, central AC, smart thermostats, water heaters...

Energy
Up to $5,000 rebate

NJ Clean Energy Heat Pump Incentive

Incentives for installation of energy-efficient air source or geothermal heat pumps. Higher incentives available for inc...

Energy
Varies by system size

NJ Clean Energy Solar Renewable Energy Certificates (SRECs)

Homeowners with solar installations earn Solar Renewable Energy Certificates (SRECs) for every megawatt-hour of electric...

Solar/Renewable
Up to $150,000 for reconstruction

New Jersey Disaster Recovery Housing Assistance

Provides grants for homeowners affected by federally declared disasters to repair, reconstruct, or elevate storm-damaged...

Disaster
Up to $30,000 grant/loan

Atlantic County CDBG Housing Rehabilitation

Provides grants and deferred loans to income-eligible homeowners in Atlantic County for necessary home repairs including...

Home Repair
Reimburses property tax increases

New Jersey Senior Freeze (Property Tax Reimbursement)

Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Requir...

Property Tax Relief
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides grants and low-interest loans to very low-income rural homeowners (62+) to remove health and safety hazards and...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt or purchase a home to accommodate their disability. Cov...

Veterans
Up to $3,000 grant

Atlantic County Senior Citizen Home Repair Program

Provides minor home repairs for Atlantic County seniors (60+) to help them age in place safely. Covers emergency repairs...

Seniors & Disability
Up to $40,000 grant/loan

NJ HOME Program Homeowner Rehabilitation

Federally funded HOME program providing grants and deferred loans to low-income homeowners for rehabilitation of owner-o...

Home Repair
Up to $1,500 rebate

New Jersey ANCHOR Property Tax Relief

Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) provides property tax relief to New Jersey residen...

Property Tax Relief
Up to $10,000 loan

New Jersey Septic System Repair Assistance

Low-interest loans to help homeowners repair or replace failing septic systems. Priority given to homeowners with docume...

Home Repair
Up to $1,800 heating assistance

New Jersey Low Income Home Energy Assistance (LIHEAP)

Federally funded program providing heating assistance to income-eligible households. Benefits paid directly to utility c...

Energy
Varies by usage

New Jersey Universal Service Fund (USF)

Provides monthly credits on gas and electric bills for income-eligible New Jersey households. Credits applied automatica...

Energy
100% property tax exemption

New Jersey Disabled Veterans Property Tax Exemption

Provides 100% property tax exemption for wartime veterans with 100% service-connected permanent disability. Surviving sp...

Property Tax Relief
Free energy improvements

Comfort Partners (Income-Qualified Energy Efficiency)

Free comprehensive home energy improvements for income-qualified households served by Atlantic City Electric. Services i...

Weatherization
Up to $5,000 for charger installation

NJ Clean Energy EV Charger Incentive

Incentives for installation of Level 2 electric vehicle charging equipment at single-family and multi-family properties....

Energy
Up to $50,000 grant

New Jersey Historic Preservation Office Grant

Competitive matching grants for preservation and restoration of properties listed on the New Jersey or National Register...

Historic

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Egg Harbor

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Frequently asked questions

What home improvement grants are available in Egg Harbor, NJ?

26 programs are currently listed for Egg Harbor, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Egg Harbor have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Egg Harbor, 20 programs do not require repayment, 2 are forgivable loans, and 1 is rebate.

How do I apply for home repair grants in Egg Harbor?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.