Find grants, rebates, forgivable loans, and free programs for Egg Harbor, NJ, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Egg Harbor, NJ, with individual awards up to $150,000. 4 programs target seniors, 3 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 20 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 1 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that provides free energy efficiency improvements to income-eligible households. Services inclu...
Low-interest loans for owner-occupants to make necessary repairs and improvements to existing homes. Funds can be used f...
Free lead-based paint hazard reduction services for income-eligible households in homes built before 1978 with children ...
Rebates for qualifying energy efficiency improvements including heat pumps, central AC, smart thermostats, water heaters...
Incentives for installation of energy-efficient air source or geothermal heat pumps. Higher incentives available for inc...
Homeowners with solar installations earn Solar Renewable Energy Certificates (SRECs) for every megawatt-hour of electric...
Provides grants for homeowners affected by federally declared disasters to repair, reconstruct, or elevate storm-damaged...
Provides grants and deferred loans to income-eligible homeowners in Atlantic County for necessary home repairs including...
Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Requir...
Provides grants and low-interest loans to very low-income rural homeowners (62+) to remove health and safety hazards and...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...
Helps veterans with certain service-connected disabilities adapt or purchase a home to accommodate their disability. Cov...
Provides minor home repairs for Atlantic County seniors (60+) to help them age in place safely. Covers emergency repairs...
Federally funded HOME program providing grants and deferred loans to low-income homeowners for rehabilitation of owner-o...
Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) provides property tax relief to New Jersey residen...
Low-interest loans to help homeowners repair or replace failing septic systems. Priority given to homeowners with docume...
Federally funded program providing heating assistance to income-eligible households. Benefits paid directly to utility c...
Provides monthly credits on gas and electric bills for income-eligible New Jersey households. Credits applied automatica...
Provides 100% property tax exemption for wartime veterans with 100% service-connected permanent disability. Surviving sp...
Free comprehensive home energy improvements for income-qualified households served by Atlantic City Electric. Services i...
Incentives for installation of Level 2 electric vehicle charging equipment at single-family and multi-family properties....
Competitive matching grants for preservation and restoration of properties listed on the New Jersey or National Register...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Egg Harbor, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Egg Harbor, 20 programs do not require repayment, 2 are forgivable loans, and 1 is rebate.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.