Home Improvement Grants in El Campo.

Find grants, rebates, forgivable loans, and free programs for El Campo, TX, filtered to your situation.

As of June 2026, 17 home improvement grant, rebate, and forgivable loan programs are open to homeowners in El Campo, TX, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 10 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants10Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 17 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization services

Texas Weatherization Assistance Program (WAP)

Free weatherization services to reduce energy costs for income-qualified Texas households. Services include insulation, ...

Weatherization
Up to $60,000 forgivable loan

Texas HOME Owner-Occupied Rehabilitation

Federal HOME Investment Partnerships Program funds administered by TDHCA for comprehensive home rehabilitation in qualif...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest (1%) loans up to $40,000 for very low-income homeowners in eligible rural areas to repair, improve, or mode...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very low-income homeowners age 62 or older in eligible rural areas to remove health and safety ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make adaptations to a family member's home in which th...

Veterans
Up to $1,700 rebate

AEP Texas HVAC Efficiency Rebate

Rebates for AEP Texas customers who install qualifying high-efficiency central air conditioners, heat pumps, and ductles...

Energy
Up to $500 rebate

AEP Texas Insulation Rebate

Rebate for AEP Texas customers who add qualifying attic or wall insulation to their homes. Requires minimum R-value impr...

Weatherization
Up to $500 rebate

AEP Texas Heat Pump Water Heater Rebate

Rebate for AEP Texas customers who install qualifying ENERGY STAR certified heat pump water heaters. Must meet minimum U...

Energy
Up to $85 rebate

AEP Texas Smart Thermostat Rebate

Rebate for AEP Texas customers who purchase and install qualifying ENERGY STAR smart thermostats. Must be Wi-Fi enabled ...

Energy
100% property tax exemption on system value

Texas Solar & Wind Property Tax Exemption

Texas law exempts the added property value from solar or wind energy systems from property taxation. File exemption appl...

Solar/Renewable
30% of system cost (federal tax credit)

Federal Residential Solar Tax Credit (ITC)

Federal Investment Tax Credit allows homeowners to deduct 30% of the cost of installing a solar energy system from their...

Solar/Renewable
Varies by disaster and damage

Texas General Land Office Disaster Recovery

Federal CDBG-DR funds administered by Texas General Land Office for long-term disaster recovery after presidentially dec...

Disaster

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in El Campo

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.

Frequently asked questions

What home improvement grants are available in El Campo, TX?

17 programs are currently listed for El Campo, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in El Campo have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In El Campo, 10 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.

How do I apply for home repair grants in El Campo?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.