Arkansas Housing Finance Authority First-Time Homebuyer

Arkansas Development Finance Authority (ADFA)

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Arkansas. Must use an ADFA-approved lender and complete homebuyer education. Available in Union County with income limits based on household size. Combines with low-interest mortgage.

Down payment assistance amount based on purchase price and income

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to $15,000
  • First-time homebuyers or non-owners for 3 years
  • Income limits apply by household size
  • Must complete homebuyer education
  • Use ADFA-approved lender

How to Apply

Get free help applying Visit Official Program Page Track this program

(501) 682-5900

A grant-savvy contractor in El Dorado, AR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse El Dorado, AR contractors

Find More Programs in El Dorado, AR

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs