Find grants, rebates, forgivable loans, and free programs for El Dorado, AR, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in El Dorado, AR, with individual awards up to $150,000. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded forgivable loan program for substantial home repairs in El Dorado. Available to low-income owner-occupants f...
Emergency repair grant for critical health and safety issues in owner-occupied El Dorado homes. Addresses urgent electri...
CDBG-funded accessibility modifications for disabled residents in owner-occupied El Dorado homes. Covers wheelchair ramp...
Rebate program for homeowners replacing failing private sewer laterals in El Dorado. City reimburses up to 50% of eligib...
Grant program for low-income seniors (62+) in Union County needing minor home repairs. Covers essential repairs to maint...
Federally funded weatherization program providing energy efficiency upgrades to low-income Arkansas households. Services...
Entergy Arkansas customers in El Dorado can receive rebates for installing qualifying high-efficiency heat pumps. Rebate...
Entergy Arkansas offers a $40 rebate for professional HVAC tune-ups performed by a participating contractor. Regular mai...
Rebate for Entergy Arkansas customers who add qualifying insulation to attics or crawl spaces. Must meet minimum R-value...
Entergy Arkansas customers can receive rebates for purchasing and installing qualifying smart thermostats. Smart thermos...
Arkansas state income tax credit for residential solar photovoltaic systems. Combined with federal Investment Tax Credit...
USDA program offering loans up to $40,000 and grants up to $10,000 for very low-income homeowners in rural areas to repa...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability ...
Grant for veterans with certain service-connected disabilities to adapt an existing home or buy an adapted home. Availab...
State program providing free lead hazard remediation for homes where a child under 6 has an elevated blood lead level. S...
Down payment and closing cost assistance for first-time homebuyers in Arkansas. Must use an ADFA-approved lender and com...
Arkansas homestead property tax freeze for homeowners age 65 or older, or totally disabled. Freezes assessed value at cu...
Arkansas homestead property tax credit reduces assessed value by up to $425 for owner-occupied primary residences. Autom...
Federal CDBG-DR funds allocated to Arkansas after presidentially-declared disasters. Provides home repair, reconstructio...
Federal HOME funds administered by Arkansas for owner-occupied home rehabilitation. Provides grants or deferred loans fo...
County-funded emergency repair program for low-income seniors age 60+ in Union County. Addresses urgent safety issues in...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for El Dorado, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In El Dorado, 16 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.