Find grants, rebates, forgivable loans, and free programs for Eldersburg, MD, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Eldersburg, MD, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to low-income homeowners in Carroll County. Loan is forgiven after 5 ye...
Emergency grant for critical home repairs posing immediate threats to health and safety for very low-income homeowners i...
Provides grants and forgivable loans for home accessibility modifications for seniors and persons with disabilities in C...
Federally-funded weatherization program for low-income Maryland households. Provides free energy efficiency upgrades inc...
State-funded lead hazard reduction program for Maryland homes built before 1978 where a child under 6 resides or frequen...
Statewide utility-funded energy efficiency rebates for Maryland residents. Offers rebates on heat pumps, insulation, air...
BGE's whole-home energy efficiency program offering rebates for insulation, air sealing, HVAC improvements, and heat pum...
BGE rebate for installation of qualifying high-efficiency electric heat pump systems. Rebate amounts vary by efficiency ...
Maryland state grant program providing up to $10,000 for residential solar installations and up to $10,000 for battery s...
Maryland state income tax credit for residential solar installations. Provides credit equal to 30% of installed cost up ...
Grant program for Carroll County homeowners to repair or upgrade failing septic systems. Provides up to $5,000 toward th...
Federal loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize homes. ...
VA grant for veterans with certain service-connected disabilities to adapt or purchase a home for wheelchair accessibili...
VA grant for veterans with certain service-connected disabilities to adapt their home for accessibility. Covers modifica...
Maryland property tax credit for homeowners 65 and older with limited income. Credit amount is based on income and prope...
Maryland property tax credit for homeowners whose property taxes exceed a fixed percentage of their gross income. Availa...
Maryland excise tax credit for purchase or lease of new electric vehicles. Credit amount up to $3,000 for qualifying EVs...
BGE rebate for installation of Level 2 electric vehicle charging equipment at residential properties. Covers up to $700 ...
Provides grants to help low-income Maryland households pay heating and cooling bills. Benefits paid directly to utility ...
Emergency assistance for Maryland households facing heating or cooling emergencies, including broken heating systems, ut...
State disaster recovery assistance coordinated with FEMA for Maryland residents affected by federally-declared disasters...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Eldersburg, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Eldersburg, 17 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.