Find grants, rebates, forgivable loans, and free programs for Elgin, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Elgin, TX, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program administered by TDHCA that provides free energy efficiency improvements to incom...
Provides critical home repairs for low-income, elderly, and disabled homeowners in Texas. Repairs address health and saf...
HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes where children under 6 reside. S...
Rebates for Bluebonnet Electric members who install qualifying high-efficiency heat pumps. Systems must meet minimum SEE...
Rebate program for Bluebonnet members who install high-efficiency electric water heaters or heat pump water heaters. Hea...
Rebate for Bluebonnet members who add insulation to attics, walls, or floors. Insulation must meet minimum R-value stand...
Low-interest loans and grants for very-low-income homeowners in rural areas to repair, improve, or modernize their homes...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their needs. Qual...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will live. ...
Grant program for senior homeowners (60+) in Bastrop County to address critical home repairs and health/safety hazards. ...
Provides free wheelchair ramps for Texans with mobility disabilities through a network of local independent living cente...
Texas Solar Rights law guarantees homeowners' right to install solar panels. Bluebonnet Electric offers net metering, cr...
Federal tax credit covering 30% of the cost of residential solar panel systems installed through 2032. Credit can be cla...
Bastrop County offers an additional homestead exemption of $10,000 for homeowners age 65 and older, reducing the taxable...
Bastrop County offers an additional homestead exemption of $10,000 for homeowners who are disabled as certified by Socia...
Federal HOME funds administered by TDHCA provide homeowner rehabilitation assistance for low-income households in partic...
When federal disaster declarations are made, the Texas GLO administers CDBG-DR funds for home repair, reconstruction, an...
City of Elgin provides grants to qualified homeowners for septic system repair or replacement when existing systems fail...
City-administered CDBG program providing emergency home repairs for very low-income homeowners in Elgin city limits. Cov...
CDBG-funded rehabilitation program for low-income homeowners in Elgin to address major home repairs and code violations....
Grant program for low-income Elgin homeowners with disabilities to make ADA-compliant accessibility modifications. Eligi...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Elgin, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Elgin, 18 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.