Kentucky Housing Down Payment Assistance

Kentucky Housing Corporation

Available Down Payment

About This Program

Down payment and closing cost assistance for eligible first-time homebuyers in Kentucky. Assistance is provided as a second-lien, forgivable loan that converts to a grant after 5 years.

Forgivable second mortgage, converts to grant after 5 years

Key Details

  • Up to $6,000 for down payment and closing costs
  • First-time homebuyers or those who haven't owned in 3 years
  • Income limits apply (varies by county)
  • Forgivable after 5 years of occupancy
  • Must complete homebuyer education

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 633-8896

A grant-savvy contractor in Elizabethtown, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding availability

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