California Dream For All Shared Appreciation Loan

California Housing Finance Agency

Waitlist Down Payment

About This Program

Provides down payment assistance equal to 20% of home purchase price for first-time and first-generation homebuyers. Loan has no interest and no monthly payment but homeowner shares 20% of appreciated value when home is sold or refinanced.

20% of median Elk Grove home value as down payment assistance

Key Details

  • 20% of purchase price for down payment
  • No monthly payment or interest
  • Share 20% of appreciation at sale
  • For first-time or first-generation buyers
  • Currently waitlisted, check for reopening

How to Apply

Deadline: Next application period TBD

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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