CalHFA MyHome Assistance Program

California Housing Finance Agency

Available Down Payment

About This Program

Provides down payment and closing cost assistance for first-time homebuyers in California. Offers 3.5% or 3% of purchase price as a deferred-payment junior loan with zero percent interest, paid when home is sold or refinanced.

Assumes 3.5% of median Elk Grove home value as down payment assistance

Key Details

  • 3.5% or 3% of purchase price for down payment
  • Zero-interest deferred loan, no monthly payments
  • Must be first-time homebuyer or not owned in 3 years
  • Income limits apply by county
  • Used with CalHFA first mortgage or FHA/VA/USDA loans

How to Apply

Visit Official Program Page Track this program

(877) 922-5432

Deadline: Ongoing subject to funding

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