California Housing Finance Agency
Provides a forgivable second mortgage of up to $30,000 to help first-time homebuyers with down payment and closing costs. Loan is forgiven at 20% per year over 5 years if borrower remains in the home.
Typical forgivable loan amount for down payment assistance
Deadline: Ongoing subject to funding
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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