Elmira First-Time Homebuyer Assistance

City of Elmira Community Development (HOME)

Waitlist Down Payment

About This Program

HOME-funded program providing down payment and closing cost assistance to first-time homebuyers purchasing in Elmira city limits. Assistance is provided as a deferred, forgivable loan that is forgiven after 5 years of continued owner occupancy.

Forgivable loan for down payment, forgiven after 5 years of occupancy

Key Details

  • Up to $15,000 for down payment and closing costs
  • First-time homebuyers only
  • Income at or below 120% AMI
  • Forgivable loan after 5 years
  • Currently waitlisted

How to Apply

A grant-savvy contractor in Elmira, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Currently waitlisted, check for reopening

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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