City of Eloy First-Time Homebuyer Program

City of Eloy Community Development (CDBG)

Waitlist Down Payment

About This Program

CDBG-funded forgivable loan providing down payment and closing cost assistance to first-time homebuyers purchasing within Eloy city limits. Loan is forgiven after 5 years of owner occupancy.

Forgivable loan amount based on purchase price and income, no repayment after 5 years

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan for down payment and closing costs
  • Must be first-time homebuyer
  • Income at or below 120% AMI
  • Home must be within Eloy city limits
  • Forgiven after 5 years of owner occupancy

How to Apply

Get free help applying Visit Official Program Page Track this program

(520) 466-9255

A grant-savvy contractor in Eloy, AZ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Currently waitlisted, check for reopening

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