Home Improvement Grants in Ely.

Find grants, rebates, forgivable loans, and free programs for Ely, NV, filtered to your situation.

As of June 2026, 28 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Ely, NV, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 28 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

Nevada Weatherization Assistance Program

Federal WAP program administered by the state to reduce energy costs through insulation, air sealing, heating/cooling sy...

Weatherization
Up to $500 rebate

Mt. Wheeler Power HVAC Rebate Program

Rebate program for residential electric cooperative members who install qualifying high-efficiency heating and cooling s...

Energy
Up to $300 rebate

Mt. Wheeler Power Water Heater Rebate

Cash rebate for members who install ENERGY STAR certified electric water heaters or heat pump water heaters. Higher reba...

Energy
Up to $200 rebate

Mt. Wheeler Power Insulation Rebate

Rebate to help members improve home insulation in attics, walls, floors, and crawl spaces, reducing heating and cooling ...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan program for very-low and low-income rural homeowners to repair, improve, or modernize their homes. Ely...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant (does not need to be repaid) for very-low-income rural homeowners age 62+ to remove health and safety hazards. Gra...

Seniors & Disability
Up to $30,000 forgivable loan

Nevada Housing HOME Rehabilitation Program

Federal HOME Investment Partnerships Program funds administered by Nevada Housing Division for owner-occupied rehabilita...

Home Repair
Grant up to $5,000

White Pine County Emergency Home Repair

County-administered grant for emergency home repairs that pose immediate threats to health and safety for very-low-incom...

Emergency
Up to $20,000 forgivable grant

City of Ely CDBG Housing Rehabilitation

Community Development Block Grant program administered by the City of Ely for major home repairs and rehabilitation. Gra...

Home Repair
Up to $15,000 grant

City of Ely ADA Accessibility Modification Grant

CDBG-funded grant to make homes accessible for residents with disabilities. Covers wheelchair ramps, widened doorways, a...

Seniors & Disability
Free lead hazard removal

Nevada Lead-Based Paint Hazard Control

HUD-funded program to reduce lead-based paint hazards in Nevada homes built before 1978 with children under 6 years old....

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to meet their mobility needs. Covers acce...

Veterans
Varies by system size

Nevada Solar Rebate Program (NV Energy)

State solar incentive program for residential solar installations. Availability varies by utility service area; Mt. Whee...

Solar/Renewable
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing a residential solar energy system. Credit applies to solar pan...

Solar/Renewable
Varies by property value

Nevada Senior Property Tax Assistance

Property tax deferral program for Nevada seniors age 62+ with household income below $40,800. Program allows qualifying ...

Property Tax Relief
Up to $3,000 grant

White Pine County Senior Home Repair

Small grant program for White Pine County seniors age 60+ to address minor home repairs and safety modifications that he...

Seniors & Disability
Up to $800 annually

Nevada LIHEAP Energy Assistance

Low Income Home Energy Assistance Program (LIHEAP) helps eligible Nevada households pay heating and cooling bills during...

Energy
Up to $600 emergency

Nevada Energy Crisis Intervention Program

Emergency assistance for Nevada households facing utility shut-off or heating/cooling system failure. Provides payment a...

Emergency
Up to $5,000 loan

White Pine County Sewer Lateral Repair Program

Low-interest loan program for White Pine County homeowners to repair or replace failing sewer laterals from home to main...

Home Repair
Matching grant up to $10,000

Nevada Historic Preservation Grant

Matching grant for owners of historic properties listed or eligible for the National Register to preserve character-defi...

Historic
$100 rebate

Mt. Wheeler Power Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying smart or programmable thermostat that helps reduce energy consumption ...

Energy
Down payment & closing cost assistance

Nevada First-Time Homebuyer Program

Provides down payment and closing cost assistance to first-time homebuyers in Nevada. Includes low-interest mortgages an...

Homebuyer
Up to $50 rebate

Mt. Wheeler Power LED Lighting Rebate

Rebate for purchasing ENERGY STAR certified LED bulbs and fixtures to replace incandescent or CFL lighting. Reduces elec...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Ely

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Frequently asked questions

What home improvement grants are available in Ely, NV?

28 programs are currently listed for Ely, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Ely have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Ely, 17 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.

How do I apply for home repair grants in Ely?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.