Find grants, rebates, forgivable loans, and free programs for Elyria, OH, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Elyria, OH, with individual awards up to $126,526. 5 programs target seniors, 3 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 13 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major rehabilitation of owner-occupied homes in Elyria for households at or below 80% AMI....
Provides grants for accessibility modifications to owner-occupied homes in Elyria for households with disabled or senior...
Provides cost-sharing assistance for repair or replacement of private sewer laterals connecting homes to the city sewer ...
Grant program for essential home repairs for Elyria homeowners age 62 and older with income at or below 80% AMI. Covers ...
Federally funded weatherization program administered by Ohio that provides free energy efficiency improvements to income...
HUD-funded program administered by Ohio Department of Health to remove lead-based paint hazards in homes built before 19...
State-funded program providing grants and forgivable loans for emergency and critical home repairs for very-low-income h...
Federal HOME funds administered by Lorain County for comprehensive rehabilitation of owner-occupied homes in unincorpora...
Free comprehensive energy assessment for FirstEnergy customers including blower door test, thermal imaging, and personal...
Rebate for qualifying air source heat pump installations for FirstEnergy customers. Rebate amount varies based on system...
Rebate for purchase and installation of qualifying ENERGY STAR certified smart thermostats for FirstEnergy customers. Sm...
Rebate for purchase and installation of qualifying high-efficiency electric water heaters or heat pump water heaters for...
Rebates for qualifying natural gas appliances for Dominion Energy customers including high-efficiency furnaces, boilers,...
Rebate for qualifying insulation improvements for Dominion Energy natural gas customers. Covers attic, wall, and basemen...
USDA program providing low-interest loans up to $40,000 and grants up to $10,000 for repairs to make homes safe and sani...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their adaptive ne...
Grant for veterans with qualifying service-connected disabilities to adapt a home for accessibility. For veterans who ar...
Down payment assistance grant for Ohio college graduates who earned their degree within the past 10 years. Available sta...
Forgivable loan for down payment and closing costs for first-time homebuyers in Ohio. Forgiven at 20% per year over 5 ye...
FirstEnergy offers net metering and interconnection programs for residential solar installations. While direct rebates v...
Full property tax exemption for disabled veterans rated 100% service-connected disabled by the VA. Veteran must own and ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
25 programs are currently listed for Elyria, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Elyria, 13 programs do not require repayment, 4 are forgivable loans, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.