Home Improvement Grants in Enfield.

Find grants, rebates, forgivable loans, and free programs for Enfield, CT, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Enfield, CT, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 10 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $35,000

Enfield CDBG Owner-Occupied Housing Rehabilitation

CDBG-funded program providing forgivable loans for major home repairs to owner-occupied homes in Enfield. Loan is forgiv...

Home Repair
Up to $8,000 grant

Enfield Emergency Home Repair Program

Provides emergency home repair grants for owner-occupied households in Enfield facing immediate health and safety threat...

Emergency
Up to $15,000 grant

Enfield ADA Accessibility Modification Program

Provides grants to Enfield homeowners for accessibility modifications including wheelchair ramps, widened doorways, acce...

Seniors & Disability
Up to $5,000 grant

Enfield Senior Home Repair Grant

Provides grants to Enfield homeowners age 62 and older for minor home repairs and safety improvements. Covers repairs th...

Seniors & Disability
Up to $10,000 loan

Enfield Sewer Lateral Repair Assistance

Low-interest loan program to help Enfield homeowners repair or replace failing private sewer laterals from the home to t...

Home Repair
Average $8,000 in weatherization

Connecticut Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by Connecticut to reduce energy costs for low-income households. Se...

Weatherization
Free lead abatement services

Connecticut Lead Hazard Abatement Program

State-administered HUD program providing free lead hazard reduction services for Connecticut homes built before 1978 wit...

Home Repair
Up to 75% incentive on upgrades

Eversource Home Energy Solutions

Comprehensive home energy assessment and upgrade program for Eversource customers. Includes free energy audit, LED bulbs...

Weatherization
100% covered energy upgrades

Eversource Home Energy Solutions - Income Eligible

Enhanced home energy program for income-eligible Eversource customers providing 100% free weatherization, energy-efficie...

Weatherization
Up to $10,000 in rebates

Eversource Heat Pump Rebate Program

Rebate program for Eversource customers installing energy-efficient air-source or ground-source heat pumps. Rebates rang...

Weatherization
Performance-based solar credits

Connecticut Solar Renewable Energy Credits (ZREC/LREC)

Connecticut's incentive program for residential solar installations providing long-term performance credits (ZREC or LRE...

Solar/Renewable
Low-interest loan up to $50,000

Connecticut Smart-E Loan Program

Low-interest financing for Connecticut homeowners to fund energy efficiency and renewable energy improvements. Interest ...

Weatherization
Up to $50,000 loan

CHFA Home Repair Loan

CHFA offers low-interest home repair loans to Connecticut homeowners for major repairs and improvements. Interest rates ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Federal program providing loans and grants to very-low-income rural homeowners to repair, improve, or modernize homes or...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. For veter...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for independent living. For veterans who ...

Veterans
Up to $25,000 grant

Connecticut HOME Homeowner Rehabilitation

Federal HOME funds administered through Connecticut Department of Housing for homeowner rehabilitation. Provides grants ...

Home Repair
Up to $1,500 annual credit

Enfield Elderly and Disabled Property Tax Relief

Property tax relief program for Enfield residents age 65 and older or totally disabled, with income below state threshol...

Property Tax Relief
Freeze assessed value for taxes

Connecticut Elderly Tax Relief / Freeze Program

Connecticut program allowing qualifying seniors to freeze the assessed value of their home for property tax purposes. On...

Property Tax Relief
Up to $750 rebate

Eversource Electric Water Heater Rebate

Rebate for Eversource customers purchasing energy-efficient electric heat pump water heaters. Rebates of $500-$750 depen...

Weatherization
Up to $85

Eversource Smart Thermostat Rebate

Instant rebate for Eversource customers purchasing qualifying smart thermostats from participating retailers. Smart ther...

Weatherization

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Enfield

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Frequently asked questions

What home improvement grants are available in Enfield, CT?

25 programs are currently listed for Enfield, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Enfield have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Enfield, 16 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.

How do I apply for home repair grants in Enfield?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.