Home Improvement Grants in Englewood.

Find grants, rebates, forgivable loans, and free programs for Englewood, NJ, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Englewood, NJ, with individual awards up to $150,000. 3 programs target seniors, 2 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants18Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $30,000 forgivable loan

Englewood CDBG Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan for major home repairs for low-income owner-occupants in Englewood. Loan is forgiven after 5...

Home Repair
Up to $10,000 grant

Englewood Emergency Home Repair Grant

Emergency repair grant for Englewood homeowners at or below 50% AMI facing immediate health and safety hazards. Covers c...

Emergency
Up to $15,000 grant

Englewood ADA Accessibility Modification Program

Grant program for accessibility modifications to Englewood homes occupied by persons with disabilities. Covers ramps, gr...

Seniors & Disability
Up to $8,000 grant

Englewood Senior Home Repair Program

Grant program for Englewood residents age 65 and older needing home repairs to age in place safely. Covers essential rep...

Seniors & Disability
Up to $5,000 grant

Englewood Sewer Lateral Repair Grant

Grant assistance for Englewood homeowners to repair or replace private sewer laterals connecting to the city main. Helps...

Home Repair
Up to $8,000 in weatherization services

Bergen County Weatherization Assistance Program (WAP)

Federal WAP program administered by Bergen County to improve energy efficiency for income-qualified households. Provides...

Weatherization
Up to $9,000 in weatherization

New Jersey State Weatherization Assistance Program

State-funded weatherization program supplementing federal WAP in New Jersey. Provides comprehensive home energy improvem...

Weatherization
Free lead hazard removal

New Jersey Lead Hazard Control Assistance Program

State-funded lead hazard control for pre-1978 homes in New Jersey with children under age 6. Provides free lead inspecti...

Home Repair
Up to $50,000 loan

NJHMFA Home Improvement Loan

Low-interest home improvement loan from NJHMFA for homeowners to finance repairs, renovations, and energy efficiency upg...

Home Repair
Free audit + instant savings

PSEG Home Energy Assessment

Free in-home energy assessment from PSEG with instant installation of energy-saving measures including LED bulbs, faucet...

Energy
Up to $5,000 in rebates

PSEG HVAC Rebate Program

Rebates for PSEG customers installing high-efficiency heating and cooling systems including heat pumps, central air cond...

Energy
Up to $5,500 for heat pumps

PSEG Air Source Heat Pump Rebate

Enhanced rebates for PSEG customers installing electric air-source heat pumps for heating and cooling. Higher incentives...

Energy
Up to $4,000 for insulation

PSEG Insulation Rebate Program

Rebates for PSEG customers adding or upgrading insulation in attics, walls, and basements. Also covers air sealing work ...

Weatherization
Up to $700 rebate

PSEG Water Heater Rebate

Rebates for PSEG customers purchasing high-efficiency water heaters including heat pump water heaters and ENERGY STAR ga...

Energy
Varies by system size

New Jersey Solar Renewable Energy Incentive

New Jersey's Successor Solar Incentive (SuSI) program provides long-term financial incentives for residential solar inst...

Solar/Renewable
15-20% savings on electric bill

New Jersey Community Solar Program

Subscribe to community solar projects and receive credits on your electric bill without installing panels on your proper...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program for very-low-income rural homeowners to repair, improve, or modernize homes. Grants available to seniors...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (blindness in both eyes or loss/loss of use of both hands...

Veterans
Up to $50,000 grant/loan

New Jersey HOME Investment Partnerships Program

Federal HOME funds administered by New Jersey for homeowner rehabilitation. Assists low-income homeowners with comprehen...

Home Repair
Up to $150,000 grant

New Jersey Sandy RREM Program

CDBG-DR program for homeowners affected by Superstorm Sandy to repair, elevate, or reconstruct damaged homes. Although t...

Disaster
Up to $70,000 grant

New Jersey Hurricane Ida Recovery Program

CDBG-DR program to assist homeowners impacted by Hurricane Ida flooding in September 2021. Provides grants for home repa...

Disaster

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

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Grant-Approved Contractors in Englewood

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Frequently asked questions

What home improvement grants are available in Englewood, NJ?

26 programs are currently listed for Englewood, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Englewood have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Englewood, 18 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.

How do I apply for home repair grants in Englewood?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.