Home Improvement Grants in Enid.

Find grants, rebates, forgivable loans, and free programs for Enid, OK, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Enid, OK, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 8 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $24,999 forgivable loan

Enid CDBG Owner-Occupied Rehabilitation Program

Provides major home repairs for owner-occupied households in Enid city limits with income at or below 80% AMI. Loan is f...

Home Repair
Up to $5,000 grant

Enid Emergency Home Repair Grant

Provides emergency home repairs for health and safety hazards in owner-occupied homes within Enid city limits. Applicant...

Emergency
Up to $15,000 grant

Enid ADA Home Modification Program

Provides accessibility modifications for owner-occupied homes in Enid where a resident with a documented disability live...

Seniors & Disability
Up to $3,000 grant

Enid Sewer Lateral Repair Program

Assists low-income owner-occupants in Enid with repair or replacement of failing sewer lateral lines on private property...

Home Repair
Average $8,000 in weatherization services

Oklahoma Weatherization Assistance Program (Enid Area)

Free weatherization services for income-qualified households in Garfield County. Provides insulation, air sealing, HVAC ...

Weatherization
Up to $1,600 in rebates

OG&E Home Energy Efficiency Rebates

OG&E offers rebates for energy-efficient home improvements including high-efficiency heat pumps ($650), central AC ($375...

Energy
Save up to 20% on electric bills

OG&E SmartHours Rate Plan

Time-of-use electric rate plan that offers lower rates during off-peak hours (nights and weekends) and higher rates duri...

Energy
Up to $1,200 in rebates

Oklahoma Natural Gas Efficiency Rebates

Rebates for high-efficiency natural gas equipment for Oklahoma Natural Gas customers in Enid. Includes furnaces ($400-$6...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans up to $40,000 (1% fixed, 20-year term) for very-low-income homeowners in eligible rural areas near En...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very-low-income homeowners age 62+ in eligible rural areas near Enid to remove health and safet...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet accessibility ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a home to meet accessibility needs. Covers vete...

Veterans
30-year fixed mortgage at below-market rates

OHFA First-Time Homebuyer Mortgage Program

Below-market interest rate mortgages for first-time homebuyers in Oklahoma, including Enid. Income and purchase price li...

Homebuyer
Up to $7,500 toward down payment/closing

OHFA Down Payment Assistance

Down payment and closing cost assistance for eligible homebuyers purchasing in Oklahoma, including Enid. Provided as a s...

Homebuyer
Up to $5,000 additional down payment assistance

OHFA Teacher Next Door Mortgage

Enhanced down payment assistance for K-12 public school teachers in Oklahoma purchasing a home. Provides an additional $...

Homebuyer
Property tax exemption on homestead

Oklahoma Senior Property Tax Relief

Oklahoma homeowners age 65+ with annual household income of $12,000 or less may claim complete exemption from property t...

Property Tax Relief
Property tax exemption on homestead

Oklahoma Disability Property Tax Relief

Oklahoma homeowners who are 100% disabled (as certified by a state or federal agency) with annual household income of $2...

Property Tax Relief
Up to $22,000 per unit

Federal Home Loan Bank AHP Grant

Grants for owner-occupied home rehabilitation for households at or below 80% AMI in Oklahoma. Administered through local...

Home Repair
Up to $1,200 per year

Oklahoma LIHEAP Energy Assistance

Low Income Home Energy Assistance Program (LIHEAP) helps low-income households pay heating and cooling bills. Priority f...

Energy
Varies by program

Cherokee Nation Housing Assistance

Housing repair, rehabilitation, and homeownership assistance for Cherokee Nation citizens. Programs include emergency re...

Home Repair
Up to $2,000 tax credit

Federal Heat Pump Tax Credit (25C)

Federal tax credit up to $2,000 for installation of ENERGY STAR certified heat pumps in existing homes. Part of the Infl...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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