Home Improvement Grants in Ennis.

Find grants, rebates, forgivable loans, and free programs for Ennis, TX, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Ennis, TX, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 15 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants18Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Texas Weatherization Assistance Program (WAP)

Federally funded program providing free weatherization services to income-eligible Texas households, including insulatio...

Weatherization
Up to $35,000 forgivable loan

TDHCA Owner-Occupied Housing Rehabilitation

State-funded program providing forgivable loans for substantial home repairs to income-eligible Texas homeowners. Loan i...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans up to $40,000 for very low-income rural homeowners to repair, improve, or modernize their homes. Fixe...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very low-income homeowners age 62 or older in rural areas to remove health and safety hazards. ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (such as blindness or loss of use of hands) to make modif...

Veterans
Up to $10,000 grant

Ennis Emergency Home Repair Program

City-funded CDBG program providing emergency repair grants to low- and moderate-income homeowners in Ennis. Addresses ur...

Emergency
Up to $15,000 grant

Ennis ADA Home Modification Program

CDBG-funded program providing accessibility modifications for homeowners with disabilities or seniors in Ennis. Includes...

Seniors & Disability
$100 rebate on AC tune-up

Oncor Air Conditioning Tune-Up

Rebate for professional air conditioning tune-up services by a qualified HVAC contractor. Helps improve efficiency and r...

Energy
$85 rebate on smart thermostat

Oncor Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying Wi-Fi-enabled smart thermostat. Smart thermostats help reduce energy c...

Energy
Up to $400 rebate

Oncor Home Insulation Rebate

Rebate for adding insulation to attics and walls in existing homes. Reduces heating and cooling costs by improving therm...

Weatherization
Up to $1,000 in free upgrades

Atmos Energy Weatherization Program

Free weatherization services for income-qualified Atmos Energy customers, including attic insulation, air sealing, water...

Weatherization
Up to $750 rebate

Atmos Energy High-Efficiency Furnace Rebate

Rebate for installing a qualifying high-efficiency natural gas furnace with AFUE rating of 95% or higher. Helps reduce h...

Energy
$400 rebate

Atmos Energy Tankless Water Heater Rebate

Rebate for installing a qualifying natural gas tankless water heater with Energy Factor (EF) of 0.82 or greater. Tankles...

Energy
30% tax credit

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing solar panels and battery storage systems on your home. No maxi...

Solar/Renewable
100% property tax exemption on solar value

Texas Solar Property Tax Exemption

State law exempts the added home value from a solar installation from property tax assessment. Your home's assessed valu...

Solar/Renewable
Up to $5,000 grant

Ellis County On-Site Sewage Facility Assistance

Grant assistance for repair or replacement of failing on-site sewage facilities (septic systems) for low-income homeowne...

Home Repair
Free lead hazard remediation

Texas Department of State Health Services Lead Grant

Free lead hazard assessment and remediation for homes where a child under age 6 has been diagnosed with an elevated bloo...

Home Repair
Defer 100% of property taxes

Texas Senior Property Tax Deferral

Texas homeowners age 65 or older (or disabled) can defer property taxes on their homestead. Deferred taxes accrue 5% int...

Property Tax Relief
Partial to full exemption based on disability rating

Texas Disabled Veteran Property Tax Exemption

Texas veterans with a service-connected disability rating receive property tax exemptions on their homestead. 100% disab...

Property Tax Relief
Additional $10,000 homestead exemption

Texas Over-65 Homestead Exemption

Texas homeowners age 65 or older receive an additional $10,000 homestead exemption on top of the standard exemption. Als...

Property Tax Relief
Up to $75,000 for home repair

Texas General Land Office Disaster Recovery

Federal CDBG-DR funds administered by Texas GLO to help homeowners recover from federally declared disasters. Provides g...

Disaster

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Ennis

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Frequently asked questions

What home improvement grants are available in Ennis, TX?

26 programs are currently listed for Ennis, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Ennis have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Ennis, 18 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.

How do I apply for home repair grants in Ennis?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.