CHFA FirstStep Loan

Colorado Housing and Finance Authority

Available Down Payment

About This Program

Colorado Housing and Finance Authority offers low-interest first mortgages for eligible first-time homebuyers, with optional down payment assistance grants and closing cost assistance. Available statewide including Erie.

Down payment assistance typically 3-4% of purchase price

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance for first-time buyers
  • Low-interest mortgage financing available
  • Income and purchase price limits apply
  • Available throughout Erie and Colorado
  • Must complete homebuyer education course

How to Apply

A grant-savvy contractor in Erie, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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