Find grants, rebates, forgivable loans, and free programs for Erie, PA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Erie, PA, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-12. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that improves energy efficiency in income-eligible homes through insulation, air sealing, heati...
Low-interest loan for home repairs and improvements for owner-occupied properties. Can be combined with PHFA mortgage pr...
HUD-funded lead hazard control for Erie County homes built before 1978 with children under age 6. Services include lead ...
State-funded program to reduce lead hazards in pre-1978 homes where children with elevated blood lead levels reside. Cov...
Rebates for Penelec electric customers who install energy-efficient equipment and improvements. Includes heat pumps, ins...
Enhanced rebates for Penelec customers installing qualifying ductless or ducted heat pump systems. Rebate amount varies ...
Rebates for Peoples Natural Gas customers who install high-efficiency gas furnaces, boilers, water heaters, and other qu...
Residential solar installations in Pennsylvania qualify for 30% federal tax credit plus potential state incentives and n...
Low-interest loans and grants for very low-income homeowners in eligible rural areas near Erie to repair, improve, or mo...
Grants for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers m...
Grants for veterans with certain service-connected disabilities to adapt a home for independent living. Covers modificat...
Grant assistance for low-income Erie homeowners to repair or replace failing private sewer lateral lines from the home t...
Financial assistance for low-income Erie homeowners to replace aging or leaking private water service lines. Helps ensur...
Federal HOME funds for major rehabilitation of owner-occupied homes in Erie County. Forgivable loan for income-qualified...
Annual rebate for eligible Pennsylvanians age 65+, widows/widowers age 50+, and people with disabilities age 18+. Rebate...
Federal energy assistance program to help low-income Pennsylvania households pay heating bills. Cash and crisis grants a...
Federal program to help Pennsylvania homeowners facing financial hardship due to COVID-19 pandemic. Provides assistance ...
Free in-home energy efficiency services for income-qualified Penelec customers. Includes free LED bulbs, weatherization ...
Discounted natural gas rates and payment assistance for low-income Peoples Natural Gas customers. Reduces monthly bills ...
State program providing grants and forgivable loans for critical home repairs to preserve affordable housing stock. Avai...
Casino gaming revenue funds exterior repairs and streetscape improvements on deteriorating residential blocks. Neighborh...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Erie, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Erie, 16 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.