CalHFA MyHome Assistance Program

California Housing Finance Agency

Available Down Payment

About This Program

Provides down payment and closing cost assistance for first-time homebuyers in California. Offers either 3.5% or 5% of the purchase price as a subordinate loan with deferred payment until sale, refinance, or payoff.

Estimate based on 3.5% of median Escondido home value

Key Details

  • 3.5% or 5% down payment assistance
  • For first-time homebuyers
  • Deferred-payment junior loan
  • Must use CalHFA-approved lender
  • Homebuyer education required

How to Apply

Deadline: Ongoing program

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